SoftPOS built for your brand and market.

Give customers tap to pay on Android, QR, mobile money, payment links and requests to pay inside the product they already trust. The TapAndPay SDK and white-label platform are built for banks, PSPs and fintechs, Ghana first.

  • Tap to phone
  • QR code
  • Payment link
  • Request to pay
The merchant app asking the customer to hold their card near the phone
The merchant app home screen with today's total and recent payments, using demo data

One SDK. A complete way to receive.

Bring contactless acceptance and local payment methods into your product. The merchant app below is our own proof of the platform in use.

Tap to phoneCertification in progress

A contactless card or phone tapped on an NFC Android phone. No terminal to buy.

QR code

Shown on screen or printed at the counter, scanned from the app the customer already uses.

Payment link

Sent by SMS, WhatsApp or email for sales that happen away from the counter.

Request to pay

The seller asks, the payer sees exactly who is asking and approves. Nothing is pushed without consent.

Payments are designed to reach the seller's mobile money wallet or bank account, through the local partners in each market.

Get paid in three steps.

The same flow whether the customer taps a card, scans a QR code or opens a link.

  1. 1

    Enter the amount

    A large keypad built for a busy counter, in the seller's currency.

    Amount keypad showing GHS 45.50
  2. 2

    The customer pays their way

    Tap, QR code, payment link or a request to their phone.

    Choice of payment method: tap, QR code, payment link or request
  3. 3

    See it confirmed

    A clear result on screen, and the payment in the seller's history.

    Approved payment confirmation for GHS 45.50

Our own merchant app, built on the platform.

The TapAndPay merchant app waiting for a contactless card
Certification in progress

A real product surface, not a promise.

The TapAndPay merchant app puts the same receive experience in sellers' hands and helps us keep the platform grounded in the counter flow.

  • No card terminal to buy or rent
  • Card data stays out of the partner's app
  • Live market by market, once certified with a local acquirer
A QR code for GHS 45.50 marked as paid

Show a QR. Watch it turn paid.

The customer scans with the app they already use, and the seller's screen confirms the moment the payment arrives.

  • Works with mobile money and bank apps, through local partners
  • No card certification needed
A single list of card, QR, link and request payments

Every payment in one list.

Taps, QR payments, links and requests sit together under one receiving identity, so there is one history to reconcile instead of four.

  • Search and filter by type, status and date
  • Receipts customers can keep

Choose the route that fits your launch.

Embed the SoftPOS SDK, launch a white-label receive experience, or see the merchant app we built on the platform. Pricing is set with each partner.

SoftPOS SDKBanks, PSPs and fintechs

Put contactless acceptance and every other payment method inside the app your customers already trust.

Proposal per partner

  • Android, iPhone and Flutter
  • Tap, QR, links and requests to pay
  • Your brand, your app
Explore the SDK

Merchant appSellers

Our own app for accepting, requesting and tracking payments from a phone. Currently in pilot.

In pilot

  • No extra hardware
  • Every payment in one list
  • Designed for mobile money payouts
See the app

Built for how money moves here.

One identity, every method.

Most sellers we build for hold a mobile money wallet long before they hold a card terminal or a business bank account. Every method converges on one receiving identity, designed to pay out to whichever they use.

Tap to phoneQR codePayment linkRequest to payReceiveOne identityMobile moneyBank account

Our own acceptance technology

We build the contactless engine ourselves rather than reselling someone else's, so the product we certify is the product you ship, in every market we enter.

Card data kept out of your app

Card details are handled inside the acceptance component, not by your app. Security detail is shared with partners under agreement.

In progress

Card certification, done properly.

Contactless card acceptance goes live once certification and a local acquiring partner are in place, one market at a time. We don't claim approvals before we hold them.

QR, payment links and requests to pay don't depend on card certification.

Questions partners ask first.

Anything else, ask us directly. We'll walk you through the launch path for your market.

What is TapAndPay?

A payment acceptance platform. Banks and payment providers embed our SoftPOS SDK or offer the platform under their own brand, and merchants can use our app. It brings contactless tap, QR, payment links and requests to pay together, with payouts designed for mobile money wallets and bank accounts.

Can we put our own brand on it?

Yes. The SDK lives inside your app, and the platform can run entirely under your name, with your limits and your settlement accounts.

Is card acceptance live?

Not yet. Card-payment certification is in progress, and contactless card acceptance goes live market by market once certification and the local acquiring partner are in place.

Which countries do you support?

We are starting in Ghana and expanding with local partners. We only announce a market when a real product and partner route are ready there.

Tell us what you're building.

We'll walk you through the product, the launch path for your market and how partner access works.